Что такое cvc на карте

Understanding CVC on a Credit Card

When it comes to making online purchases or booking flights and hotels, most of us rely on using our credit cards. However, there is often confusion about the different security features associated with credit cards, such as the CVC. In this article, we will explore what CVC is and why it is important for online transactions.

What is CVC?

CVC stands for Card Verification Code, and it is a security feature that is typically found on the back of most credit cards. It is also known as the CVV (Card Verification Value) or the CID (Card Identification Number) on some cards. The purpose of the CVC is to provide an extra layer of security when making purchases online or over the phone.

Where is the CVC located?

The location of the CVC can vary depending on the type of credit card you have. For Visa, Mastercard, and Discover cards, the CVC is a three-digit code located on the back of the card, usually on the signature strip. For American Express cards, the CVC is a four-digit code located on the front of the card above the card number.

Why is CVC important?

The CVC is important because it helps to verify that the person making an online or over-the-phone purchase actually has the credit card in their possession. This helps to reduce the risk of fraudulent transactions, as the CVC is not typically stored within the merchant’s system and therefore cannot be stolen in a data breach.

In addition, the CVC adds an extra layer of security for card-not-present transactions, where the physical card is not swiped or inserted into a card reader. This is especially important for online purchases, where it is easier for fraudsters to use stolen card details without the need for the actual card.

Is it safe to share CVC?

While the CVC is an important security feature, it is still important to exercise caution when sharing this information. It is generally safe to provide the CVC when making a legitimate purchase from a reputable merchant, as long as you are on a secure and trusted website.

However, it is important to never share your CVC in an unsolicited phone call or email, as this could be a phishing attempt to steal your credit card details. Additionally, you should avoid storing your CVC in places where it could be easily accessed by unauthorized individuals.


In conclusion, the CVC is an essential security feature on credit cards that helps to protect cardholders from fraudulent transactions when making purchases online or over the phone. By understanding what the CVC is, where it is located, and why it is important, consumers can feel more confident in using their credit cards for card-not-present transactions.

It is important to always be cautious when sharing your CVC, and to only provide this information when making a legitimate purchase from a secure and trusted merchant. By taking these precautions, you can help to ensure the safety and security of your credit card transactions.

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